Been using both tools daily across personal and work projects. Here's where I've landed.

Cursor's in-editor context awareness is genuinely better for large codebases. The Cmd+K inline editing and the way it understands your whole project structure beats Copilot's autocomplete-first approach for anything beyond boilerplate.

Copilot's autocomplete speed and Copilot Chat's integration into VS Code is smoother for quick tasks. If you're writing tests or repetitive CRUD endpoints it's faster to not switch context.

Net verdict after two months: Cursor for project work, Copilot if your team is already on the Microsoft stack and you want zero friction. The pricing difference matters if you're a solo dev.